HeirVault An introduction from Bonfire Financial
Early access · By introduction

Your bitcoin. Your family’s inheritance.
We do the work.

HeirVault builds bitcoin ownership you control, supports you for life, and helps it reach your family. Private by design, and done in person.

Until now, no one assembled all of it. HeirVault opens soon.

Get on the early access list
Read on
How this comparesI · The decision you face

Wanting bitcoin meant a hard choice.

A fund or an exchange

Ease, without ownership.

Easy to start, but you hold a claim, an IOU, which misses the point of bitcoin. And your family depends on the institution that owns it.

On your own

Ownership, without help.

You own it, but the work and the risk are yours: learning it, building it, keeping it sound over the years, and solving inheritance, with every irreversible mistake resting on you.

With HeirVault

You own it, but we do the work.

HeirVault exists so the choice stops costing you one or the other. We engineer and build bitcoin ownership only you control, with you in person, and we stay alongside you for life, through to the day it reaches your family. You own it. The work is ours.

The gapII · Exposure vs. ownership

Exposure is not ownership.

Bitcoin can be held two ways: through an institution, or by you. A fund, an exchange balance, a spot ETF, all work the same way underneath: you hold exposure to bitcoin's price, and you are at the mercy of the institution's policies, fees, business hours, and solvency. You hold the exposure. Someone else owns the bitcoin. Here is what owning it changes.

Owned by you
  • Your bitcoin, under your control, in private.
  • No recurring fee on the bitcoin.
  • No reliance on anyone else.
  • Your family can reach it on their own terms, on a plan you set in advance.
Held for you
  • An IOU, not private. An institution owns it.
  • A fee on your position, every year.
  • Reliant on one company’s security and decisions.
  • Your family waits on paperwork and process to receive it.

For a short hold, a fund or an exchange may be fine.
For a position you intend to keep and pass on, the difference compounds.

III · The missing piece

Your plan is coordinated.
Your bitcoin is not.

Everything else is coordinated: income, tax, and estate planning. Owned outright, bitcoin behaves like nothing else you hold. You secure it quietly, use it anytime, anywhere, and ask no one's permission. What has kept it out of reach has been the burden of learning a new system, and the lack of experts who can bridge the gap. Until now.

An HeirVault build gives you bitcoin ownership while you live, your family control without waiting when you pass away, and a way to incorporate it into your wealth plan. This is what we do.

Who it is forIV · The right fit

Built for people who want this done right, once.

You have enough bitcoin that mistakes matter. You want to own it for real, with a clear path for your family to inherit it, without becoming your own security expert or carrying the risk alone. It should be built and supported by people who do only this, people who pick up the phone when your family calls. HeirVault is for you.

Yours while you live. Theirs when you pass.

What to expectV · Start to finish

Yours. Built in person. Supported for life.

You want to own the bitcoin. We engineer and build a vault you control. We are not a custodian, an exchange, a broker, or an app.

Before you arrive

We handle the details, not you.

The security, the device procurement, backups, inheritance, all designed before you arrive. Our operations are built to protect your privacy before you even contact us.

From youJust a date on the calendar.

In person

Watch us build it. Verify it yourself. Walk out owning it.

A complete multi-key vault comes together: multiple devices, backups sealed on metal, an owner's manual, and a personal map and checklist for placing every piece. We build it in front of you, using methods that keep your keys and balances unknown even to us, and we can never move your bitcoin on our own. Privacy preserved, done in two hours, for you and your family.

From youTwo hours, and your attention.

For the rest of your life

You have full control. We support you and your enduring legacy.

You keep your devices and backups where you placed them; the map and checklist make it simple. Each year we help you check their health, and if one is ever lost, our offline key can help restore what you own. As your confidence grows we teach you to do more, and we answer the phone whenever you or your family need us, including when you pass the torch.

From youKeep each piece safe, and call when you need us.

The commitmentsVI · Through all of it

Standards you can verify.

You skip the hard part.

Your vault is engineered before you arrive and built with you in the room. We do the procuring, the setup, and the testing; you verify it and own it without becoming a technician.

The design forgives.

Losing any one device or backup does not lose the bitcoin. We help you rebuild the vault to full strength, and your ownership never lapses while you do.

Private support, for life.

The vault is yours, but we stay by your side. We help you maintain it and use it, and we are always easy to reach, directly. And you never need to disclose your holdings to us.

Built to reach your family.

Your heirs can take control immediately on their own, with the plan arranged while you live. We maintain a third key as a backstop, ready to support them when the unexpected happens.

What no fund, exchange, or custodian can offer

How much you own is your business,
and no one else’s.

We do not need to know how much bitcoin you buy, hold, or move, and once you hold it directly, neither does any exchange, fund, or custodian. You decide, for as long as you live, who is ever told. We built our operations to match: we run our own servers, we keep your name off device shipment lists, and we speak with you over secure channels. Even when we help your family take ownership, we never need to know the amount.

Early access

We open soon. Leave your name.

You will be the first we call when we open, to schedule a conversation. No pressure, no obligation. Bring your questions and we will answer them.

Please enter your name.
Please enter a valid email address.

This is everything we ask, and it is never sold or shared. It is encrypted before it leaves your browser, readable only by us, and never sits with a third party.

Thank you, there.

You’re on the early access list.

We don’t send confirmation emails, and that’s deliberate. Your interest in bitcoin shouldn’t sit in an inbox, including ours. Everything you just entered was sealed on your own device before it reached us.

Expect a call from us within a few days.

Want to remember us? We’re joinheirvault.com, or save our card:

Brian Colvert CFP® · Bonfire Financial · Partner, HeirVault
A note from your advisor

I believe bitcoin deserves a place in the conversation about a serious wealth plan. Until HeirVault, acting on that meant significant tradeoffs: hold it through an institution and never truly own it, or own it and carry the technical work and risk alone. We built HeirVault to end that tradeoff, and for clients who want the benefits of bitcoin, I think it is the right next step. HeirVault and bitcoin will not be right for everyone. You should evaluate whether direct ownership, other forms of bitcoin exposure, or no bitcoin exposure is appropriate based on your individual circumstances, objectives, risk tolerance, and preferences.

In the interest of full disclosure

You should also know that I am a partner in HeirVault. I am telling you about it because I believe in the work, and because true ownership means moving bitcoin into a setup only you control, not into the accounts I manage.